Bank One Annual Report – Annual Report 2023

Celebrating 15 years
of heritage, progress
and prosperity.

We are from a small island, but the size of our territory does not represent the scale of our aspirations and achievements.

From turning dreams into realisations, from transforming aspirations to assets, from an island to a foothold on the continent, from Africa for Africa…

Celebrating 15 years
of heritage, progress
and prosperity.

We are from a small island, but the size of our territory does not represent the scale of our aspirations and achievements.

From turning dreams into realisations, from transforming aspirations to assets, from an island to a foothold on the continent, from Africa for Africa…

A collective force has shaped us.

Through the combined influence, passion and
determination of our shareholders, employees,
customers, partners, community and the
continent we call home, we have been,
for 15 years, one, through many.

Chairperson’s report

2023 was a year full of challenges. The impact of Covid dislocations was still being felt in many corners of the globe and to this has been added the strains of inflation and interest rates/ cost of living crisis and regional conflicts. Largely however our business, while not immune from these difficulties, has managed to navigate the worst impacts and produced the highest profits after tax in its 15 year history as Bank One.

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Interview with

Mark Watkinson

Read CEO’s Report

At a glance

Our strategic aspiration

Becoming Africa’s preferred gateway

Our purpose

Empowering your prosperity

Our values

Integrity

We are truthful, ethical and committed to doing the right thing.

Trust

We believe in, count and rely on each other to deliver consistently and walk the talk.

Innovation

We are creative, bold and embrace doing things differently, with our customers in mind.

Courage

We speak up, hold each other to account and challenge each other to constantly improve.

Respect

We value everyone and treat them with respect and fairness.

Collaborators

+ 10

Celebrating 15 years
of heritage, progress
and prosperity.

We are from a small island, but the size of our territory does not represent the scale of our aspirations and achievements.

From turning dreams into realisations, from transforming aspirations to assets, from an island to a foothold on the continent, from Africa for Africa…

Celebrating 15 years
of heritage, progress
and prosperity.

We are from a small island, but the size of our territory does not represent the scale of our aspirations and achievements.

From turning dreams into realisations, from transforming aspirations to assets, from an island to a foothold on the continent, from Africa for Africa…

A collective force has shaped us.

Through the combined influence, passion and
determination of our shareholders, employees,
customers, partners, community and the
continent we call home, we have been,
for 15 years, one, through many.

Chairperson’s report

Interview with

Mark Watkinson

At a glance

Our strategic aspiration

Our purpose

Our values

Collaborators

Clients

Financial highlights

Celebrating 15 years of heritage, progress and prosperity.

We are from a small island, but the size of our territory does not represent the scale of our aspirations and achievements.

From turning dreams into realisations, from transforming aspirations to assets, from an island to a foothold on the continent, from Africa for Africa…

Celebrating 15 years of heritage, progress and prosperity.

We are from a small island, but the size of our territory does not represent the scale of our aspirations and achievements.

From turning dreams into realisations, from transforming aspirations to assets, from an island to a foothold on the continent, from Africa for Africa…

A collective force has shaped us.

Through the combined influence, passion and determination of our shareholders, employees, customers, partners, community and the continent we call home, we have been, for 15 years, one, through many.

Chairperson’s report

Interview with

Mark Watkinson

At a glance

Our strategic aspiration

Our purpose

Our values

Collaborators

Clients

Financial highlights

Overview

Leadership

Performance

Strategy

Corporate Governance

Financial Statements

Download Full Report

Celebrating 15 years
of heritage, progress
and prosperity.

Celebrating 15 years
of heritage, progress
and prosperity.

Through the combined influence, passion and
determination of our shareholders, employees,
customers, partners, community and the
continent we call home, we have been,
for 15 years, one, through many.